When buying an apartment through a mortgage, the purchased property is left as a pledge - this is a guarantee for the bank. However, the bank's goal is not to return the money invested, but to get profit from them (i.e. interest on the loan)
It's no secret that real estate transactions are a fairly profitable way of investing money. How to profitably use the property that is owned?
Fraud on the Moscow residential real estate market has become so widespread that it became impossible to ignore it further. Recently, the city authorities announced their intention to fight companies that prefer
If the owner prefers money, then the amount of compensation must correspond to the market value of the vacated dwelling. Cash compensation is provided to the owner in non-cash form, and
For the convenience of analysis, mortgage programs can be divided into the following main components: target market, loan currency, down payment, annual interest rate, loan size
At the passport office you will receive an archival certificate from the house book and a certificate on the replacement of passports of all citizens registered in the apartment (room). If the privatization participants registered in the apartment after September
It is quite obvious that in a country with such a significant differentiation in the standard of living, the conditions for providing housing to socially vulnerable groups of the population should differ from programs focused on
Availability of free living space is always a great opportunity for additional profit, because the number of people willing to rent an apartment in Moscow far exceeds the number of people willing to rent it
The supply on the housing market in Moscow over the past year has decreased by 40% and continues to decline. The deficit led to the fact that house prices in Moscow rose by another 36.4%. One-room apartments are becoming more expensive faster than others
Let's say you have an apartment that you decide to sell. The bulk of transactions on the real estate market - about 80% - are so-called alternative, selling your apartment to buy another. But today we
Since the apartment was bought exactly as a targeted investment of money, "for rent", we decided that the main criterion would be transport accessibility in general and distance from the metro in particular
Collecting documents will not be as difficult as it seems. The list, of course, is long, but if you correctly structure your actions, you can collect documents in a couple of days. The list of documents and the number of their copies is better
The Moscow government's program for the demolition of five-story buildings may face a number of problems. As part of the program for the reconstruction of the five-storey fund, calculated until 2010, the Moscow authorities assume
Recently, several new programs have appeared from banks and realtors, who offer to first buy a new apartment, and then sell their old one. The supply in the face of rising prices is more than relevant and
After the cost of the most inferior metropolitan apartments exceeded 150 thousand dollars, realtors started talking about the increased interest in cottages and townhouses in the near Moscow region. How much money do you need to have
From the stories that happen to the buyers of apartments in Moscow new buildings, you can compose an instructive handbook. One of its most memorable chapters should be devoted to the design problem
Practice shows that banks are less likely to refuse potential borrowers. However, there are a number of reasons for refusal, which are best known in advance
It is also difficult to decide to move out of town because it is not clear where to start. Indeed, what is the first step towards your own country house? Where to start to transform your buying decision
There is an old misconception that agents drive up prices in order to get big commissions. So, it’s actually profitable for an agent to rent an apartment not more expensive, but faster. The apartment can be advertised for a month
Apartments in five-storey buildings are at first glance an unsightly product: small-sized, cramped, with many communal problems (a shared bathroom, an elevator and a garbage chute are missing). But the demand for this housing has been and remains
The essential conditions of the mortgage agreement are provided by the legislator in paragraph 1 of Art. 9 of the Law on Mortgages. In particular, the mortgage agreement must indicate the subject of the mortgage, its value, essence, size and term
Avoiding troubles that can complicate the life of a real estate buyer is possible only if a number of official and unspoken rules are observed
The search for a free and more or less decent non-residential premises for an office, a retail outlet or a warehouse, today, for representatives of the Russian business audience often turns into the most
To rent a summer cottage or country house with an optimal price-quality ratio, you need to select options now
Many of us can only rent an apartment. Buying housing is unrealistically expensive, especially now, when after the mortgage crisis in America, mortgages have risen in price in Russia
Which is more flexible - annuity or differentiation? How to transform one into another? Early partial repayment of a mortgage loan and why is it not beneficial to us?
Renting out a home is a profitable business, but not always safe for the owner. There are some possible risks that an owner may be exposed to when renting out their home
So, let's figure it out: what documents do you need to get to sell an apartment? In the article you will find answers to all questions regarding the necessary documents for the sale of an apartment
Each of us at least once in his life dreamed of his own suburban housing in which he could spend his free time from work and other affairs. But buying a good house, for example, in the suburbs
Often, especially in the secondary home market, buyers are faced with common seller tricks, which sometimes lead to serious problems or negatively affect the quality of life of new owners
If you have entered into an agreement with a contractor on the purchase of housing in a house under construction, then be sure to pay attention to the compliance of the purchase and sale agreement with Federal Law No. 214 "On Participation in Equity
There are many pitfalls on the difficult path of home buying. What you need to know and what to look for if you buy an apartment from a developer?
If a citizen has official income, on which he pays income tax, then when purchasing a mortgage loan, he has a significant advantage in solving housing issues
The article provides a classification of types of real estate in Bulgaria by characteristics and cost per square meter
Buying a room in a communal apartment is an important, controversial and very risky decision. Pay attention to some of the subtleties that can make it easier for you to live further and prejudge possible
In modern Russian conditions, the construction of a private house is a lengthy procedure not only due to technological complexity, but also for another reason, the name of which is bureaucracy. Moreover, it is impossible
A car in our time is not a luxury, but a means of transportation, but the garage, in which this car could be buried from the weather and an unkind look, in big cities is gradually becoming the most
The socialist realist architectural thought of the Soviet period in many ways does not coincide with the modern ideas of apartment building residents about the convenience of housing. Particularly compelling reasons to disagree with
The attitude to shared construction in Russia is rather ambiguous: on the one hand, this type of investment in construction allows you to purchase an apartment at a relatively low price, and even in installments; from
Light, gas, cold and hot water … Try to imagine our life without these benefits of civilization. We have the opportunity to receive these resources directly into our home thanks to engineering networks